/* ===== OPUS Financial Consulting — shared stylesheet ===== */
:root {
  --navy: #0c2340;
  --navy-deep: #081a30;
  --navy-mid: #14365f;
  --blue: #2a5d9c;
  --blue-light: #e8eef6;
  --gray: #5b6572;
  --light: #f5f7fa;
  --white: #ffffff;
  --border: #e2e8f0;
  --max: 1140px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: #1f2933;
  line-height: 1.65;
  background: var(--white);
}

a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }

img { max-width: 100%; display: block; }

.container { max-width: var(--max); margin: 0 auto; padding: 0 24px; }

/* ===== Logo ===== */
.logo { display: inline-flex; flex-direction: column; line-height: 1; }
.logo .mark {
  font-family: Georgia, "Times New Roman", serif;
  font-size: 30px;
  font-weight: 700;
  letter-spacing: 3px;
  color: var(--navy);
}
.logo .sub {
  background: var(--navy);
  color: var(--white);
  font-size: 9px;
  font-weight: 600;
  letter-spacing: 3px;
  text-align: center;
  padding: 2px 4px;
  margin-top: 3px;
}
/* white variant for dark backgrounds (footer) */
.logo--light .mark { color: var(--white); }
.logo--light .sub { background: var(--white); color: var(--navy); }

/* ===== Header / Nav ===== */
header.site {
  position: sticky; top: 0; z-index: 50;
  background: var(--white);
  border-bottom: 1px solid var(--border);
}
.nav {
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 24px; max-width: var(--max); margin: 0 auto;
}
.nav ul { list-style: none; display: flex; gap: 30px; align-items: center; }
.nav a.navlink {
  color: var(--navy); font-weight: 600; font-size: 15px; letter-spacing: .3px;
  text-decoration: none; padding-bottom: 4px; border-bottom: 2px solid transparent;
}
.nav a.navlink:hover { border-bottom-color: var(--blue); text-decoration: none; }
.nav a.navlink.active { border-bottom-color: var(--navy); }
.nav .cta {
  background: var(--navy); color: var(--white); padding: 9px 18px; border-radius: 4px;
  font-weight: 600; font-size: 14px;
}
.nav .cta:hover { background: var(--blue); text-decoration: none; }

.menu-toggle { display: none; background: none; border: 0; cursor: pointer; }
.menu-toggle span { display: block; width: 24px; height: 2px; background: var(--navy); margin: 5px 0; }

/* ===== Hero ===== */
.hero {
  background: linear-gradient(rgba(8,26,48,.82), rgba(8,26,48,.88)),
    url("https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?auto=format&fit=crop&w=1600&q=80");
  background-size: cover; background-position: center;
  color: var(--white); text-align: center;
  padding: 110px 24px;
}
.hero h1 {
  font-family: Georgia, serif; font-size: 48px; font-weight: 700;
  line-height: 1.15; margin-bottom: 18px; letter-spacing: .5px;
}
.hero p.lead { font-size: 20px; max-width: 720px; margin: 0 auto 32px; color: #d7e0ec; }
.hero .tagline {
  display: inline-block; font-size: 13px; letter-spacing: 2px; text-transform: uppercase;
  color: #9fc0e6; margin-bottom: 22px; font-weight: 600;
}

/* Page banner (interior pages) */
.banner {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  color: var(--white); padding: 64px 24px; text-align: center;
}
.banner h1 { font-family: Georgia, serif; font-size: 40px; margin-bottom: 8px; }
.banner p { color: #c8d6e8; font-size: 17px; max-width: 640px; margin: 0 auto; }

/* ===== Buttons ===== */
.btn {
  display: inline-block; background: var(--blue); color: var(--white);
  padding: 13px 30px; border-radius: 4px; font-weight: 600; font-size: 15px;
  letter-spacing: .3px;
}
.btn:hover { background: #1f4c84; text-decoration: none; }
.btn--outline { background: transparent; border: 2px solid var(--white); padding: 11px 28px; }
.btn--outline:hover { background: var(--white); color: var(--navy); }
.btn--navy { background: var(--navy); }
.btn--navy:hover { background: var(--blue); }

/* ===== Sections ===== */
section.block { padding: 76px 0; }
section.block.alt { background: var(--light); }
.section-head { text-align: center; max-width: 720px; margin: 0 auto 50px; }
.section-head .eyebrow {
  color: var(--blue); font-weight: 700; font-size: 13px; letter-spacing: 2px;
  text-transform: uppercase; display: block; margin-bottom: 10px;
}
.section-head h2 { font-family: Georgia, serif; font-size: 34px; color: var(--navy); margin-bottom: 14px; }
.section-head p { color: var(--gray); font-size: 17px; }

/* ===== Cards grid ===== */
.grid { display: grid; gap: 26px; }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }

.card {
  background: var(--white); border: 1px solid var(--border); border-radius: 8px;
  padding: 34px 28px; transition: transform .15s, box-shadow .15s;
}
.card:hover { transform: translateY(-4px); box-shadow: 0 12px 30px rgba(12,35,64,.10); }
.card .icon {
  width: 52px; height: 52px; border-radius: 8px; background: var(--blue-light);
  display: flex; align-items: center; justify-content: center; margin-bottom: 18px;
  color: var(--navy);
}
.card h3 { font-size: 20px; color: var(--navy); margin-bottom: 10px; }
.card p { color: var(--gray); font-size: 15.5px; }
.card .price { display: block; margin-top: 14px; font-weight: 700; color: var(--blue); }

/* ===== Split content ===== */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.split img { border-radius: 8px; box-shadow: 0 14px 40px rgba(12,35,64,.15); }
.split h2 { font-family: Georgia, serif; font-size: 32px; color: var(--navy); margin-bottom: 18px; }
.split p { color: var(--gray); margin-bottom: 16px; font-size: 16.5px; }

/* values / list pills */
.pill-list { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 20px; }
.pill { background: var(--blue-light); color: var(--navy); font-weight: 600;
  font-size: 14px; padding: 7px 16px; border-radius: 30px; }

/* ===== Stats strip ===== */
.stats { background: var(--navy); color: var(--white); }
.stats .grid-3 { gap: 0; }
.stats .stat { text-align: center; padding: 50px 20px; }
.stats .stat .num { font-family: Georgia, serif; font-size: 44px; font-weight: 700; color: #7eb0e6; }
.stats .stat .label { font-size: 15px; color: #c8d6e8; margin-top: 6px; }

/* ===== Call to action band ===== */
.cta-band {
  background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 130%);
  color: var(--white); text-align: center; padding: 70px 24px;
}
.cta-band h2 { font-family: Georgia, serif; font-size: 32px; margin-bottom: 14px; }
.cta-band p { color: #d7e0ec; font-size: 18px; margin-bottom: 28px; }

/* ===== Contact ===== */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 44px; align-items: start; }
.contact-item { display: flex; gap: 16px; margin-bottom: 26px; }
.contact-item .ci-icon {
  flex: 0 0 46px; width: 46px; height: 46px; border-radius: 8px; background: var(--blue-light);
  display: flex; align-items: center; justify-content: center; color: var(--navy); font-size: 20px;
}
.contact-item h4 { color: var(--navy); font-size: 17px; margin-bottom: 3px; }
.contact-item p, .contact-item a { color: var(--gray); font-size: 16px; }
.map-frame { width: 100%; height: 380px; border: 0; border-radius: 8px; }

/* ===== Article / prose ===== */
.prose { max-width: 820px; margin: 0 auto; }
.prose h2 { font-family: Georgia, serif; color: var(--navy); font-size: 28px; margin: 36px 0 14px; }
.prose h3 { color: var(--navy); font-size: 20px; margin: 26px 0 10px; }
.prose p { color: #41505f; margin-bottom: 16px; font-size: 16.5px; }
.prose ul { margin: 0 0 18px 22px; color: #41505f; }
.prose li { margin-bottom: 8px; }

/* ===== Footer ===== */
footer.site {
  background: var(--navy-deep); color: #aebfd2; padding: 56px 0 26px; font-size: 15px;
}
footer.site .cols { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 40px; margin-bottom: 36px; }
footer.site h5 { color: var(--white); font-size: 15px; letter-spacing: 1px; text-transform: uppercase; margin-bottom: 16px; }
footer.site ul { list-style: none; }
footer.site li { margin-bottom: 9px; }
footer.site a { color: #aebfd2; }
footer.site a:hover { color: var(--white); }
footer.site .tagfoot { margin-top: 16px; max-width: 320px; color: #8ea2bb; }
footer.site .bottom {
  border-top: 1px solid #1c3454; padding-top: 20px; text-align: center; color: #7a8da7; font-size: 13.5px;
}

/* ===== Responsive ===== */
@media (max-width: 880px) {
  .grid-3, .grid-2, .split, .contact-grid { grid-template-columns: 1fr; }
  .split { gap: 30px; }
  footer.site .cols { grid-template-columns: 1fr; gap: 28px; }
  .hero h1 { font-size: 36px; }
  .hero p.lead { font-size: 18px; }
  .nav ul {
    display: none; position: absolute; top: 64px; left: 0; right: 0;
    flex-direction: column; background: var(--white); border-bottom: 1px solid var(--border);
    padding: 16px 24px; gap: 16px;
  }
  .nav ul.open { display: flex; }
  .menu-toggle { display: block; }
  .stats .stat { padding: 34px 20px; }
}